Small-Business Budget & Cash-Flow Tracker (Excel)

Plan your year and see where the cash actually goes. Enter a monthly budget per category, log transactions in a simple list, and the workbook calculates monthly income, expenses, net and running cash balance automatically. A dashboard compares budget vs actual for every category and charts your closing cash month by month.

- 12 months, 11 editable categories, up to 1,000 transactions, dropdowns, negative-cash highlighting

- Dashboard with budget-vs-actual table and charts; instructions sheet included

- Works in Excel, LibreOffice Calc and Google Sheets (formulas tested to recalculate without errors in LibreOffice)

Free Lite version: 3 months, no dashboard or charts.

Honest note: this template was made with AI assistance and tested in LibreOffice. It is a bookkeeping aid, not accounting or tax advice. Sample numbers are fictional.

Refund policy: refunds are given only if the file is defective (doesn't open or doesn't work as described) and we can't fix it — contact us via Payhip within 7 days.