Debt Snowball Spreadsheet | Debt Payoff Tracker, Budget Calculator & Finance Planner Template | Instant Download
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Pay off debt fastest with the snowball method! This spreadsheet automatically builds your payoff plan — smallest balance first — and shows your debt-free date.
WHAT'S INCLUDED:
- Debt entry table (up to 15 debts: creditor, balance, APR, minimum payment)
- Auto snowball payoff plan — payoff order, monthly payments, months to payoff, total interest
- 12-month payment tracker with Paid check-offs
- Dashboard — total debt, debt-free date, progress bar, payoff breakdown
- 2-page how-to-use guide (PDF)
Fully editable spreadsheet — type your debts right into the cells and the payoff plan updates.
DETAILS:
- Real Excel formulas throughout — works in Excel and Google Sheets
- Instant download (ZIP with XLSX + PDF guide)
- For personal use only. Thank you for supporting our shop!
This is a calculator and planning tool — not financial advice.