New-Baby Budget Kit — Budget, Baby Sinking Funds, One-Time Costs & Maternity-Leave Planner (Excel + Google Sheets)

Expecting a baby? Get money-ready without the stress. This all-in-one kit helps you budget with baby costs, save ahead for the big stuff with sinking funds, plan every one-time purchase, and see exactly how much to save before parental leave. Works in Google Sheets and Excel — no finance skills needed.

WHAT'S INSIDE (6 easy tabs):

Start Here — a simple guide and color legend so you know exactly where to type.

Dashboard — your whole baby-money picture at a glance; it updates itself.

Monthly Budget — a zero-based budget with baby categories, planned vs. actual.

Baby Sinking Funds — save monthly for delivery, nursery, gear and childcare.

One-Time Baby Costs — a full checklist with a running total and a "bought?" tracker.

Leave Income Planner — see the income gap during parental leave and how much to save first.

WHY YOU'LL LOVE IT:

Works in Google Sheets (free) AND Microsoft Excel.

All the math is built in — just type in the yellow cells.

Covers what other budgets miss: sinking funds, one-time costs, and the leave income gap.

Reusable through pregnancy and the whole first year.

Instant digital download.

HOW TO USE IN GOOGLE SHEETS: Download the file, open Google Drive, click New then File Upload, then right-click the file, Open with, Google Sheets.

Digital download — nothing is shipped. For personal use. A budgeting tool, not financial advice.