Net Worth Tracker Spreadsheet — Assets, Liabilities & Milestones Dashboard for Excel & Google Sheets

Watch your wealth grow — and see your net worth climb month over month.

The Sunday Ledger Net Worth Tracker turns every account into one clear number. List your assets and your debts once, update them each month, and watch the spreadsheet chart your net worth over time — the single metric that tells you if you're really getting ahead. It's the calm, designed net worth spreadsheet you'll actually open.

★ The star feature — your wealth milestones

Every $10,000 becomes a finish line with a date. The tracker reads your real monthly pace and projects when you'll cross each milestone — reach $30,000 around Apr 2027, $40,000 around Feb 2028, and so on. A number on a screen turns into something you're actually racing toward. No other net worth template does this.

✦ What's included

- Net Worth Tracker in Excel (.xlsx) AND Google Sheets

- Assets vs liabilities dashboard with one live net-worth number

- Automatic wealth milestones — every $10,000 with its projected arrival date

- Liquid net worth shown alongside total net worth

- Net-worth-over-time chart that climbs as you update

- Monthly Log to record every month's progress

- Room for up to 15 assets and 9 debts

- Light & "Midnight Pine" dark version, both in the file

- Step-by-step Welcome Guide (PDF)

✦ Liquid net worth, explained

Most trackers only show one big number. This one also shows your liquid net worth: what you'd have if you cashed out today — your cash and investments minus your debts, leaving out things you can't spend quickly like your car or your home. It's the number that tells you what you could actually access right now.

✦ How it works

1. Download instantly after checkout

2. Open in Excel, or in Google Sheets tap File › Make a copy

3. List your assets and debts in the clay-outlined cells

4. Update the Monthly Log and watch your net worth chart climb

✦ Who it's for

Anyone chasing financial freedom or FIRE, investors who want the whole picture in one place, and savers who want to see real progress — not just a budget. If you can type a number, you can use this.

✦ Why it's different

Most net worth templates are a bare grid. This one is a designed studio piece — calm colors, clear typography, a real dashboard, milestones and liquid net worth built in — so checking your wealth feels like a quiet Sunday morning, not a chore.

✦ Compatibility

- Excel (Microsoft 365, 2019+, Mac & Windows)

- Google Sheets (free — just a Google account)

- No extra software, no subscriptions, nothing to install

✦ FAQ

Q: Do I need Excel? — No, the Google Sheets version is 100% free.

Q: How many accounts can I track? — Up to 15 assets and 9 debts. Empty slots are ready — just type over an empty row, no inserting rows needed.

Q: What's liquid net worth? — What you could access now: your cash and investments minus your debts, leaving out things like your car or home.

Q: How often should I update it? — Monthly is perfect; the chart and milestones build over time.

Q: Is it a one-time payment? — Yes. Buy once, keep forever.

Terms of use

For personal use only. Please do not resell, redistribute, share, or claim this template or its files as your own. All designs © Sunday Ledger. Thank you for respecting a small shop.

Money, sorted on a Sunday.

Questions before you buy? Message the shop — happy to help. — Sunday Ledger