The Tradie's Everyday Money Management Tracker 💰

Know what's coming in, what's going out, and where your money is going.

Running a trade business means money is constantly moving. Customer payments come in, materials need paying for, fuel adds up, and before you know it, another month has flown by.

But do you actually know where your money is going?

The Tradie's Money Management Tracker is a simple, practical Excel spreadsheet designed to help tradies and small business owners keep a closer eye on their business finances without complicated software, confusing financial jargon or another monthly subscription.

Whether you're a sole trader, contractor or small building business, this tracker helps you get a clearer picture of your money, so you're not left guessing.

What's included?

📊 Business Finance Dashboard

Get a snapshot of your finances over 12 months, including total income, total expenses, your biggest expense category and the difference between recorded income and expenses.

💰 Income & Expense Tracker

Record your business transactions in one place, including dates, descriptions, customers or suppliers, job references, categories and GST amounts where known.

📅 12-Month Financial Summary

See how your income and expenses change month to month, compare your recorded income against expenses and identify where most of your money is going.

🔎 Expense Breakdown

See your spending across categories such as materials, fuel, tools, subcontractors and other business expenses, helping you spot where your money is being spent.

🧾 GST Recording

Record GST amounts where known, giving you a handy reference when reviewing your transactions and preparing your records for your accountant or bookkeeper.

⚙️ Built-In Formulas & Simple Instructions

The spreadsheet does the calculating for you. Enter your transactions, select the relevant categories and let the summaries and dashboard update automatically.

Who is it for?

✔️ Tradies, builders and contractors

✔️ Sole traders and small trade businesses

✔️ Businesses that prefer to manage their finances in Excel

✔️ Owners who want better visibility over their income and spending

✔️ Anyone wanting a simple starting point for keeping business financial records organised

Why you'll love it

No unnecessary complexity. No financial jargon. No ongoing software fees.

Just a straightforward way to keep your business transactions organised and get a better understanding of what's happening with your money.

The details

• Price: $17 AUD — one-time purchase
• Format: Downloadable Microsoft Excel spreadsheet
• Tracking period: 12 months, starting from your chosen month
• Transaction capacity: Up to 1,500 transaction rows (with ability to expand)
• Includes: Transaction tracker, monthly summary, expense breakdown, dashboard and built-in formulas
• Access: Download and use at your own pace

A quick note

This spreadsheet is a financial tracking and reporting tool, not accounting software. It relies on the transactions you enter and does not automatically connect to your bank, track unpaid invoices or calculate your final taxable profit. GST amounts are recorded as entered and are not independently calculated or verified.

Get your numbers organised, understand where your money is going, and take a little more control of your business finances.

Tidy Business Co. — Digital Product Licence

What your purchase includes

Your purchase grants you a non-exclusive, non-transferable licence to use the purchased digital product within one business owned or operated by the purchaser.

You may:

• Download and save the product for your own business use.
• Enter your own business information and customise permitted fields.
• Use the included formulas, trackers and templates to support your day-to-day business operations.
• Print copies for your own business records where applicable.

You may not:

• Resell, reproduce, distribute or share the original files with other businesses.
• Upload the files to public websites or make them publicly accessible.
• Remove copyright notices or claim the original product as your own work.
• Republish or sell the product, including modified versions, as your own template, spreadsheet or digital download.

Ownership

Tidy Business Co. retains ownership of its original intellectual property. Purchasing a product grants you permission to use it under these terms; it does not transfer ownership of the original product.

Need a different licence?

If you require access for multiple businesses, a team or use across your own clients, please contact Tidy Business Co. to discuss suitable licensing options.

Important: These resources are designed to support business organisation and financial visibility. They do not replace tailored accounting, taxation, legal or financial advice.