BUILD A BUDGET THAT WORKS WORKBOOK

Build a Budget That Works Workbook

Find your real numbers, set your priorities, and build your Solo Budget, one calm step at a time.

A budget only helps if it matches your real life. This workbook walks you through building one in 6 steps, using the actual numbers from your pay stub and your bills, not the numbers you wish you had.

What's inside (9 printable pages, US Letter):

• Step 1, Your Real Numbers: your take-home income and your Must-Cover Number (what it takes to keep the basics running)
• Step 2, The Hidden Expenses: the costs that aren't monthly, like car repairs, annual bills and gifts, so they stop feeling like surprises
• Step 3, Give Your Next Paycheck a Job: decide what your money needs to do before you're paid again
• Step 4, When the Numbers Don't Work: a priority list for the months when there isn't enough
• Step 5, Your First Bit of Breathing Room: a small, specific safety-cushion goal, with a tracker
• Step 6, Build Your Solo Budget: everything on one page
• Bonus Paycheck Planning Sheet: print as many as you need and use one every payday

Who it's for: Anyone who wants a budget they can actually keep, especially people living on a single income. No spreadsheets, no apps. You need a pencil and your last pay stub.

Good to know:

• This is a worksheet for you to fill in. It's for general education only and isn't financial, tax or legal advice.
• It won't make a budget perfect. It gives you a plan you can come back to and change when life changes.
• Print as many copies as you need for your own use.

Digital download. Nothing is shipped. You'll get a PDF to print at home or at a print shop.

When you download or buy this, you'll join my newsletter. You can unsubscribe anytime.