# Journey Grow!

**Mortgage, Debt Payoff & Debt-Free Journey Planners**

*Map Your Journey. Pay Off Faster. Own Your Future.*

Three complete spreadsheets in one bundle. Model your mortgage and see how extra payments cut your interest, choose the smartest strategy for your other debts, and follow your progress every month, all the way to your debt-free date. Just enter your numbers and everything else updates automatically.

**What's Inside**

Mortgage Amortization & Payoff Planner

- 🏡 **Full Amortization Schedule**: a month-by-month principal and interest breakdown for up to 30 years

- 💰 **Extra Payment Savings**: see how extra monthly payments cut your interest and shorten your term

- ⚖️ **Loan Comparison**: compare two mortgage scenarios side by side by rate, term, or extra payment

- ✅ **28% Affordability Check**: see whether your payment fits your income

Debt Freedom & Payoff Planner

- 📋 **Debt Tracker**: track up to 15 debts with balance, APR, and minimum payment

- ⚔️ **Avalanche vs. Snowball**: compare both strategies side by side to see your debt-free date and total interest

- 🗓️ **Month-by-Month Payment Schedule**: a full plan for whichever strategy you choose

Debt-Free Journey Planner

- ⏳ **Debt-Free Countdown**: see how many months until your final payment, with a projected debt-free date

- 🗒️ **Monthly Payment Log**: record every payment and compare it to your plan

- 🏆 **Milestone Tracker**: celebrate every debt you clear

- 💰 **Interest Saved Calculator**: see how much extra payments save versus paying only the minimum

- 📈 **Net Worth Tracker**: watch your net worth improve as your debt disappears

Every workbook includes a live dashboard with KPI cards and interactive charts.

**Why You'll Like It**

Everything recalculates instantly. Change a loan amount, rate, balance, or extra payment and every schedule, countdown, and chart updates automatically, with no manual work required. Plan the route, log each payment, and watch your debt shrink in one connected toolkit.

**What's Included**

- 3 spreadsheets in one bundle

- Instant .xlsx download

- Compatible with Microsoft Excel 2016+, Microsoft 365, and Google Sheets

- Works on all devices

- No macros, plugins, or add-ons needed

- Works with any currency, with no symbol hard-coded

- Built-in user guide and sample-data preview sheets in every workbook

- Clean, color-coded inputs so you always know what to edit

- Lifetime access and all future updates

**Who It's For**

Homeowners and anyone on the road out of debt: people with a mortgage, credit cards, personal loans, or auto loans who want a clear plan and a way to track every step. This bundle gives you the real numbers instead of guesswork.

**One-time payment, lifetime access & updates**