Money in Real Life – Financial Literacy for Grades 6–9 (12 Lessons + Budget Simulation Game)

Middle school financial literacy that feels real. Pay stubs with FICA, budgeting, sales tax and ads, cards and "buy now, pay later", compound interest, APR and payday loans, phishing and money mules, investing and inflation, insurance, consumer rights, taxes and ethics. Aligned to the Jump$tart National Standards for Personal Financial Education.

What's inside (48-page PDF):

Works in math, social studies, SEL, advisory or as a project day. A4 format – prints fine on US Letter with “fit to page”.

Created by an experienced teacher. Illustrations were made with the help of AI tools.

Feel free to share it with colleagues across your school – buy once and print as many copies as you need. No extra licenses or fees.