Having a Child Guide
Having a child changes everything — financially, emotionally, and in ways most people never see coming. Including the one financial risk nobody talks about: a misaligned partner. This guide takes you through the real cost of raising a child, what your financial life needs to look like before you make this decision, and the psychological and relationship readiness that determines whether this addition strengthens or strains your life.
Includes the complete Bonus Bundle: Monthly Expense Worksheet, 20 Ways to Increase Your Savings, The 60% Rule Explained, and the Am I Ready? Quick Checklist.