The Canadian Guide to Cutting Health Costs

74 pages. 15 chapters. Instant download.

What your provincial plan doesn't cover — dental, eyes, prescriptions, travel, the ambulance — and what you can stop paying for. Including the programs that cover those gaps in each province and territory, and how to claim them.

All ten provinces and all three territories. Every figure checked against a government source in 2026.

WHAT'S INSIDE

Introduction: The Bills Your Provincial Plan Doesn't Pay

1. What Actually Comes Out of Your Pocket

2. Find Your Number

3. Your Province's Drug Plan, and What It Actually Pays

4. The Same Medicine, for Less

5. Dental — the Plan That Changed Everything, and the Trap Inside It

6. Eyes

7. Ears

8. The Ambulance Bill

9. The Credit Almost Nobody Claims Properly

10. The Credit Worth Ten Years

11. Private Insurance After Work Ends

12. Leaving the Province, and Leaving the Country

13. Physiotherapy, Mobility and Equipment

14. Home Care, and the Cost of Staying Put

15. If You Cannot Afford It

Appendix A: Your Annual Health Cost Worksheet

Appendix B: Your Coverage Record

Appendix C: The Questions to Ask

Appendix D: Where to Check Everything

Chapter 10 is about a tax credit that can be claimed up to ten years back. Chapter 8 tells you what the ambulance actually costs in your province, and who does not pay.

PDF. Opens on any computer, phone or tablet. Yours to keep.