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609 Credit Dispute Template

As per the FCRA, only accurate and timely information may be listed on your credit report. Section 609 of the FCRA gives you the right to see what the furnisher (such as a lender, collector, or court) sent to the credit reporting agency as evidence that the information is correct. But the information needs to be verifiable, so if it’s not, it should be removed from your credit report.

Incorrect, negative information hurts your credit history and lowers your credit scores, which not only affects your borrowing opportunities but your ability to rent a home and sometimes get a job. An oft-cited study conducted by the Federal Trade Commission found that one in five people have an error on at least one of their credit reports.

This Dispute Letter forces the credit reporting agencies to remove certain negative information from your credit reports.

If have questions, or need further assistance after purchasing the template, schedule an Introductory via our site at

You will get a JPG (278KB) file

$ 39.00

$ 39.00

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