BUSINESS CREDIT AND FUNDING GUIDE

BUSINESS CREDIT AND FUNDING

The Complete Guide and Application Workbook

By Taiujuan L. Burches

Understand what lenders evaluate and organize the information needed to apply. A detailed guide and fillable workbook covering business and personal credit, banking, loans, personal guarantees, no-PG eligibility, and business auto financing.

Before you apply for business funding, understand the questions behind the application.

Business Credit and Funding combines clear explanations with practical worksheets so you can review your credit, understand common lender considerations, and prepare your business records. It expands the application-workbook approach with dedicated sections on credit scores, personal guarantees, cash flow, repayment, and choosing an application path.

WHAT YOU'LL LEARN

- What banks and lenders commonly evaluate when reviewing a business.

- The difference between personal credit and business credit scores.

- What a personal guarantee means and how no-PG products can differ.

- Why revenue, debt, cash flow, and repayment capacity matter.

- How to compare funding terms and prepare an itemized use of funds.

- How business credit cards, loans, bank accounts, and auto financing differ.

WORKSHEETS AND RESOURCES

- Business identity, ownership, contact, and financial-information worksheets.

- Four bank-account worksheet sections.

- Business debt schedule and application tracker.

- Dun & Bradstreet profile and virtual-address worksheets.

- No-PG and lender-requirement screening worksheets.

- Supporting-document checklists and a fictional completed application example.

- Bonus sections covering informal Tier 1-3 account categories and business credit-builder resources, including NAMYNOT, Nav, and CreditStrong.

- Two lined notes pages.

PRODUCT DETAILS

91-page digital PDF with 729 fillable fields. Complete it electronically using a compatible PDF reader, or print the pages for handwritten use. No physical book is included.

WHO IT'S FOR

Business owners who want both a detailed explanation of credit and funding topics and a reusable system for organizing application information.

This guide includes the core application worksheets also covered in the Business Application Master Guide, plus expanded educational content. The two books overlap; choose the shorter workbook for organization or this expanded edition for explanations and worksheets together.

Educational resource only. Approval, funding amounts, score changes, and no-PG eligibility are not guaranteed. Product terms, reporting practices, and qualification requirements can change; verify current details directly with each provider.

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