College Money Planner

A spreadsheet that answers your college money questions.

Type your numbers into the shaded blue cells, and the dashboard fills itself in. Green means you're on track. Red means look here first.

It answers:

• Am I making or losing money each month?
• Am I sticking to my budget this month?
• How much tuition is still uncovered?
• What will my loan payment be after I graduate?
• Can I afford to put money in a Roth IRA?
• How long until I have an emergency fund?
• What is my summer internship really worth?

What you get:

• Google Sheets version + Excel file
• Color-coded dashboard with 8 key numbers, charts, and 7 plain-English notes
• Daily Log: record spending from your phone in seconds (setup guide included)
• Savings Goals, Scenario Compare, and Credit Card tabs
• 2026-27 federal loan rate and 2026 IRA limit, with sources

Every formula is visible. No account, no bank login. Your numbers stay in your own copy.

One-time purchase. Yours for life. All sales are final.

Educational tool. Not financial, tax, or investment advice.