# Wealth Grow!

**50/30/20 Budget, Debt Payoff & Net Worth Planners**

*Budget Smarter. Pay Off Debt. Grow Your Net Worth.*

Three complete spreadsheets in one bundle. Split your income with the proven 50/30/20 rule, pay off your debts with the smartest strategy, and watch your net worth climb as you do. Just enter your numbers and everything else updates automatically.

**What's Inside**

50/30/20 Budget Planner

- 💵 **Auto 50/30/20 Split**: enter your income and your needs, wants, and savings targets calculate instantly

- 🚦 **Budget vs. Actual Tracking**: colour-coded alerts show when a category goes over budget

- 📅 **12-Month Annual Overview**: log your needs, wants, and savings each month and see your full-year trend

Debt Freedom & Payoff Planner

- 📋 **Debt Tracker**: track up to 15 debts with balance, APR, and minimum payment

- ⚔️ **Avalanche vs. Snowball**: compare both strategies side by side to see your debt-free date and total interest

- 🗓️ **Month-by-Month Payment Schedule**: a full plan for whichever strategy you choose

- 🚩 **Milestones**: see exactly which month each debt gets cleared

Net Worth & Wealth Tracker

- 💰 **Assets & Liabilities Tracker**: list up to 15 assets and 15 liabilities side by side, each with its own category, and see your net worth instantly

- 📊 **Income & Expenses Overview**: log up to 10 income sources and 10 expenses, with category breakdowns and your net monthly cash flow

- 📅 **Monthly Snapshot History**: record your net worth each month to build a trend line, plus a year-over-year growth comparison

Every workbook includes a live dashboard with KPI cards and interactive charts.

**Why You'll Like It**

Everything recalculates instantly. Change your income, a balance, an asset, or an extra payment and every target, schedule, total, and chart updates automatically, with no manual work required. Find the money, point it at your debt, and watch your wealth grow, all in one connected toolkit.

**What's Included**

- 3 spreadsheets in one bundle

- Instant .xlsx download

- Compatible with Microsoft Excel 2016+, Microsoft 365, and Google Sheets

- Works on all devices

- No macros, plugins, or add-ons needed

- Works with any currency, with no symbol hard-coded

- Built-in user guide and sample-data preview sheets in every workbook

- Clean, color-coded inputs so you always know what to edit

- Lifetime access and all future updates

**Who It's For**

Anyone who wants to owe less and own more: people juggling credit cards, personal loans, or auto loans who also want to budget well and see their net worth rise. This bundle gives you the real numbers instead of guesswork.

**One-time payment, lifetime access & updates**