# Saver Start!

**Budget & Savings Goals Planners**

*Budget Smarter. Save Boldly. Reach Your Goals.*

Two complete spreadsheets in one bundle. Build a budget that frees up extra cash, then point it at your savings goals and track every deposit on the way to the finish line. Just enter your numbers and everything else updates automatically.

**What's Inside**

50/30/20 Budget Planner

• 💵 Auto 50/30/20 Split: enter your income and your needs, wants, and savings targets calculate instantly
• 🚦 Budget vs. Actual Tracking: colour-coded alerts show when a category goes over budget
• 📅 12-Month Annual Overview: log your needs, wants, and savings each month and see your full-year trend

Savings Goals & Wealth Building Planner

• 🎯 Up to 8 Savings Goals: set a target and date for each, and see the monthly contribution needed to get there
• 🗒️ Monthly Contribution Log: record every deposit and compare it to your plan
• 🛟 Emergency Fund Planner: size your 3 and 6 month safety net and see how much to save each month
• 🏆 Priority Ranking: see which goals to fund first, ranked by urgency

Both workbooks include a live dashboard with KPI cards and interactive charts.

**Why You'll Like It**

Everything recalculates instantly. Change your income, a goal, or a monthly contribution and every target, schedule, and chart updates automatically, with no manual work required. Find the money, point it at your goals, and track every step in one connected toolkit.

**What's Included**

• 2 spreadsheets in one bundle
• Instant .xlsx download
• Compatible with Microsoft Excel 2016+, Microsoft 365, and Google Sheets
• Works on all devices
• No macros, plugins, or add-ons needed
• Works with any currency, with no symbol hard-coded
• Built-in user guide and sample-data preview sheets in every workbook
• Clean, color-coded inputs so you always know what to edit
• Lifetime access and all future updates

**Who It's For**

Anyone who wants a clear plan to save more: people building an emergency fund, saving for a home, a holiday, or a big purchase, and people who want to know where their money goes each month. This bundle gives you the real numbers instead of guesswork.

**One-time payment, lifetime access & updates**