2027 Budget Planner - Financial Planner Spreadsheet

A whole year of budgeting, set up once. Type your income, category budgets and bills on one Setup tab, and all 12 months of 2027 are ready to use.

What it does:

• Setup tab: monthly income, up to 20 budget categories and up to 20 bills with the day they're due.
• 12 month tabs (January to December 2027): planned vs actual for every category, left to spend (red when you go over), and how much you saved.
• A transaction list on every month with a category dropdown, so actuals add themselves up.
• Bills this month: each bill shows its real 2027 due date and weekday. Mark it paid and it turns green; the unpaid total stays in view.
• Year tab: income, planned, actual, saved and savings rate for each month, with a planned vs actual chart.

What you get: one .xlsx file (Excel 2016+, Microsoft 365, Excel for the web, and it imports into Google Sheets) plus a short how-to. Instant digital download.

Honest notes:

• All names and amounts in the file are examples; delete them and add your own.
• A spreadsheet, not an app; nothing connects to your bank.
• A planning tool, not financial or tax advice.