Canadian Seller Fee and GST/HST Handbook 2026

You make a sale. How much of it do you keep, when does the money reach your bank, and when does GST/HST become your job? This handbook answers those three questions for Canadian sellers on Etsy, Shopify, Stripe, PayPal and Square, in plain words.

WHAT YOU GET

A 13 page PDF handbook, ready to read on screen or print.

The five checkouts side by side in one table: what each takes from a Canadian sale, any monthly cost, and when the money becomes available.

One sale worked through on every checkout, fee by fee, so you can see the difference in dollars.

A chapter for each company: Etsy, Shopify Basic, Stripe, PayPal and Square. Each covers fees, payout timing, refunds, disputes and what to watch for.

GST/HST in plain words: the small supplier line, the two tests the Canada Revenue Agency uses, what counts toward the total, and how Etsy handles Canadian tax.

Three worksheets to fill in: what one sale leaves after fees, a quarter by quarter GST/HST tracker, and a checklist to use before you open an account.

A source list with the official page for every topic, so you can check any number yourself.

WHO IT IS FOR

Canadians who sell handmade goods, digital downloads, services or products online or in person. New sellers choosing a checkout. Anyone who is not sure when they have to register for GST/HST.

HOW CURRENT IT IS

Every figure was read on the company's own pricing, policy or help page, or on canada.ca, on 3 October 2026. Rates change, so check the official page before you rely on a number.

WHAT IT IS NOT

Not tax, legal, accounting or banking advice. Not affiliated with Etsy, Shopify, Stripe, PayPal, Square or the Canada Revenue Agency.

CAD $12, delivered immediately after payment. If the PDF will not open, get in touch and it will be replaced.