Return to India Planner 2026: Gulf to India Checklist, NRI/RNOR Tax Status, NRE NRO Accounts, 12-Month Money Plan

Going back home to India after years in the Gulf? This planner walks you through every step, so you don't lose money on the way: what to finish in the UAE, what to tell your bank in India, how your tax status changes, and how long your savings will last.

WHAT YOU GET (instant download):

• 22-step Return Checklist: from 6 months before you leave to your first 3 months in India, in the right order, with a progress tracker

• Tax Status Check: answer 5 questions and see if you will likely be NRI, RNOR or Resident for Indian tax, with a plain explanation

• 12-Month Money Plan: add your gratuity and savings in AED, set aside your emergency fund, and see month by month in rupees how long your money lasts until your new income starts

• Bank Accounts guide: what happens to your NRE, NRO, FCNR, RFC, demat, mutual funds, PPF and insurance, with a Done column

• Printable PDF version

WHY THIS ONE:

• Made for Indians returning from the UAE, Saudi Arabia, Qatar, Oman, Kuwait and Bahrain

• Simple English, no jargon, examples already filled in

• Works in Microsoft Excel and Google Sheets, on laptop or phone

Perfect for: Gulf workers planning to return in the next year, families planning the move, and anyone who has just landed back in India.

Note: this planner is general guidance, not tax or legal advice. Check big decisions with your bank and a chartered accountant. This is a digital download. No physical item will be shipped.