Credit to Keys DIY Starter Kit

Your next chapter deserves a plan—and your credit is a great place to start.

The Credit to Keys DIY Starter Kit helps you understand your credit reports, document reporting errors, and take organized steps toward your financial and housing goals.

Created by Dawn Sullivan, Certified Credit Specialist and founder of DB Legacy Group, this 32-page digital workbook turns confusing information into practical actions. No guessing which letter to send or collecting screenshots without knowing what to do with them.

What’s included:

• Four customizable letters for bureau disputes, account correction requests, unresolved-error follow-ups, and debt verification requests.
• Letter-selection guidance explaining when to use each letter and what supporting documents to include.
• A fictional worked example showing how to identify and document a reporting error.
• 45 fillable fields across the letters and worksheets to organize your goals, evidence, disputes, budget, and progress.
• Payment and debt-payoff planning tools to help you build consistent habits.
• A practical 90-day action plan to keep your next steps organized.
• Apartment and homebuying preparation tips, plus trusted consumer resources.

Who is this for?

Anyone who wants a clearer understanding of their credit and a structured approach to reviewing reports, addressing genuine errors, and preparing for their next move.

Download it. Save your copy. Start with one clear action.

Digital PDF only; no physical product will be shipped. Use a PDF reader that supports fillable forms, or print the worksheets. Educational information only—not individualized legal or lending advice. You can dispute credit-report errors yourself for free. Results vary; no deletion, score increase, or approval is guaranteed.



DB Legacy Group — Helping you fund, build & own your legacy.