Debt Payoff Planner Lite | Debt Snowball and Avalanche Calculator | Debt Free Date | Google Sheets & Excel | Starter Debt Tracker

Get your real debt-free date in 2 minutes with this Debt Payoff Planner Lite spreadsheet. List up to 5 debts, pick Snowball or Avalanche, add an extra payment and watch your plan update instantly.

This is the LITE (starter) version of our Family Budget & Debt Payoff Planner. It does the basics really well, so you can try our templates for a small price.

WHAT'S INSIDE

- Start Here: simple step-by-step instructions

- Debt Payoff: up to 5 debts with balance, APR and minimum payment; your payoff order, payoff dates, months to go and interest paid

- Total Debt Remaining chart

- Help & FAQ: answers to the most common questions

FEATURES

✔ Snowball (smallest balance first) or Avalanche (highest interest first)

✔ Debt-free date and months to go

✔ Total interest you will pay

✔ Extra monthly payment field

✔ Payoff date for each debt

WANT MORE? The full Family Budget & Debt Payoff Planner (in our shop) adds up to 10 debts plus a full 12-month family budget, transactions log and year-at-a-glance dashboard.

YOU WILL RECEIVE

✔ 1 spreadsheet template (.xlsx)

✔ 1 PDF guide: how to open it in Google Sheets (free) or Excel

PLEASE NOTE

- This is a digital product. Nothing physical will be shipped.

- Works in Google Sheets (free Google account) and Microsoft Excel 2016 or newer / Microsoft 365.

- Not compatible with Apple Numbers.

- Estimates assume fixed rates and no new charges; not financial advice.

- Due to the digital nature of this item, no returns, but please message us for any help.

- For personal use only (no resale or sharing of the file).