Freelancer Blueprint

The Freelancer Blueprint

 The money decisions every 1099 earner has to make — with the math and the worksheets to run your own numbers.

 When you're self-employed, no one withholds your taxes, picks your retirement account, or tells you whether an S-corp

 is worth it. This Blueprint hands you the frameworks — and fillable worksheets — to make those calls with confidence.

 It's not a course to sit through or a generic ebook. It's a plain-English playbook you work through at your own pace,

 type your own numbers into, and bring to your CPA.

 What's inside (10 sections):

 - Separate your money — the three-account system + a steady-paycheck worksheet

 - Quarterly taxes — the safe-harbor rule, the four due dates, and a payment planner

 - Solo 401(k) vs SEP-IRA — which one holds more of your money, with a side-by-side worksheet

 - The S-corp breakeven — when the election actually pays for itself (and when it doesn't)

 - The HSA on an ACA plan — the only triple-tax-free account, plus the quiet subsidy bonus

 - The deductions freelancers miss — including the 20% QBI deduction

 - Your first 90 days — a step-by-step checklist

 - Questions to ask your CPA — a tick-box list to bring to the meeting

 - Resources & glossary — tools and reading to go deeper

 What you get:

 - A fillable PDF — type your numbers straight into every worksheet

 - Each decision in plain English, with the math worked out in a real example

 - Built to take to your CPA — not to replace them

 Educational only — not financial, tax, or investment advice. Tax limits change yearly; confirm current figures at

 irs.gov and your own situation with a licensed CPA or advisor before acting.

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