Net Worth Snapshot Everything I own minus everything I owe — one number.?

Everything you own minus everything you owe — the only money number that counts all of it at once. Save it, open it again next year, and get the change line by line, which is the part that actually tells you something.

WHAT YOU GET

- Assets and debts side by side, with a chart of where it all sits

- Open last year's file to see the change on every single line

- Says out loud that the house is a guess and the pension is before tax

- Flags cash sitting next to credit-card debt, which quietly costs money

- The most sensitive list you'll ever write down, and it never leaves your computer

HOW IT WORKS

1. List what you own — Accounts, savings, the house, the pension, the car.

2. List what you owe — Mortgage, cards, finance, loans.

3. Save the file — Then open it here in a year and watch the direction.

One file. Double-click it and it opens in the browser you already have — Chrome, Edge, Safari or Firefox. Nothing to install, no account, no subscription.

Nothing you type ever leaves your computer. There is no server involved, which is why it still works with the wi-fi switched off.

30-day refund, no questions asked.