Couples Budget Spreadsheet for Irregular Income — Annual Budget Planner for Excel & Google Sheets

Budgeting together when one (or both) of you has a paycheck that changes every month? This annual couples budget is built for freelancers, commission earners, gig workers and shift workers.

- Track income from both partners (main + side income) month by month

- Plan spending by category – Fixed, Variable and Savings

- Safe baseline budget: automatically finds your lowest-income month so you can plan spending you can always afford

- Emergency buffer target based on your fixed costs

- Dashboard with totals, savings rate, cumulative savings, income-vs-spending chart and spending pie chart

- Works with any currency • Excel, Google Sheets, Numbers, LibreOffice • step-by-step setup guide included

Instant digital download. No physical item. Personal use only.