The Age Pension Playbook

51-page plain-English guide to the Australian Age Pension system — written by Craig Millar, retired tax preparer with 38 years experience.

Covers everything you need to calculate exactly what you'll receive:

• The assets test — what counts, what doesn't, and the free area thresholds for 2026/27
• The income test and how deeming works on your savings and super
• The gap years between 60 and 67 — what to live on before you qualify
• 10 real-life scenarios with full worked calculations
• The Pensioner Concession Card and how to claim it even on a part pension

All figures verified against Services Australia for the 2026/27 financial year.