Sinking Funds Starter Kit — Printable Budget Planner for Irregular Expenses

Stop letting irregular expenses feel like emergencies. The Sinking Funds Starter Kit is a calm printable budgeting system that helps beginner budgeters plan ahead for car repairs, annual bills, gifts, holidays, school costs, home repairs, and other future expenses.

Instead of waiting for surprise bills to break your budget, this kit helps you choose your sinking funds, set targets, split them by month or payday, track balances, and review your progress without shame.

WHAT'S INCLUDED

- A4 PDF

- US Letter PDF

- Start Here guide

- Sinking fund ideas page

- Fund setup worksheet

- Payday split planner

- 6 individual fund trackers

- Monthly review page

- Transfer log

- Blank notes page

This is a digital download. No physical item will be shipped.