Collection Defense kit

BEST FOR:

If debt collectors keep calling, reporting, or trying to come for your peace — this kit shuts them down legally.

USE THIS KIT TO:

✔ Force collectors to validate the debt (or remove it)

✔ Stop all collection calls and letters

✔ Dispute collections reported to your credit

✔ Challenge re-aged accounts and illegal reporting

✔ Escalate to the CFPB and Attorney General if needed

WHAT’S INCLUDED:

• Debt Validation Letter (FDCPA § 809)

• Cease & Desist Letter (FDCPA § 805)

• Collection Dispute Letter (FCRA § 611)

• Re-aged Debt Challenge (FCRA § 605c)

• CFPB & Attorney General Complaint Template

• Rae’s step-by-step walkthrough for clapping back with receipts