All-in-One Monthly Budget & Debt Payoff Planner (Excel/Google Sheets)

Take control of your money with this all-in-one financial planner. This workbook combines everything you need to budget, pay off debt, and build savings in one place, so you're not juggling five different spreadsheets.

What's included:

• Dashboard – auto-updates from every tab, giving you a one-page snapshot of your full financial picture
• Monthly Budget – track income and expenses, budgeted vs. actual
• Debt Payoff Tracker – enter your debts and the sheet automatically ranks them by Snowball and Avalanche order
• Savings Goal Tracker – set a target and date; it calculates how much to save each month
• 52-Week Savings Challenge – a simple weekly savings system with a running total
• Net Worth Tracker – track assets vs. liabilities monthly and watch your net worth grow
• Subscription Audit – catch subscriptions quietly draining your account, with keep/cancel tracking
• Bill Calendar – never miss a due date again

Note: The Monthly Budget tab is designed for one month at a time. To reuse it, just duplicate the tab (right-click the tab → Duplicate) and reset the numbers each month. All other trackers (debt, savings, net worth, subscriptions, bill calendar) are already ongoing and don't need to be duplicated.

Simply typing in your numbers is all it takes. Every calculation, total, and ranking updates automatically.

Works in both Excel and Google Sheets.

Note: This workbook is optimized for Excel; some visual formatting (charts, color scales) may look slightly different in Google Sheets.

Instant digital download. No physical product will be shipped.

Support & Refund Policy

Due to the instant digital nature of this product, all sales are final and non-refundable once the file has been downloaded.

If you run into any issues with formulas, formatting, or how something works, message me and I'll help you sort it out!