Fight back against denied insurance claims AND medical billing errors. ClaimFighter generates an attorney-quality letter in 5 minutes — citing your state's insurance laws, your policy language, and your legal rights.

Insurance Companies Count On You Not Fighting Back

Claim denied. Appeal rejected. Bill you don't owe. Most people give up because they don't know what to say or how to say it. Insurance companies know this — and they count on it.

ClaimFighter generates an attorney-quality demand or appeal letter in under 5 minutes. Tell it what happened. It writes the letter — citing your state's insurance regulations, the specific appeal requirements your insurer must follow, and setting a firm deadline with clear consequences.

Every Type of Insurance Dispute Covered

•       Health insurance claim denials — "not medically necessary," out-of-network, prior authorization, experimental treatment

•       Medical billing disputes — surprise bills, balance billing, itemized bill errors, No Surprises Act violations, collections

•       Life insurance claim denials — beneficiary disputes, exclusion clauses, misrepresentation accusations, lapsed policy claims

•       Disability insurance denials — short-term and long-term disability, ERISA-governed group plans, individual policies

•       Long-term care denials — benefit trigger disputes, care level disagreements, documentation requests

•       Property and casualty — homeowners, auto, renters insurance claim underpayment or denial

What ClaimFighter Generates

•       Formal appeal or demand letter citing specific state insurance statutes

•       Reference to the insurer's own policy language against them

•       ERISA appeal requirements for employer-sponsored plans

•       No Surprises Act citations for applicable medical billing disputes

•       Standard and Assertive tone versions — choose based on your situation

•       Submission checklist — where to send it, how to send it, what to keep

No Lawyer Required

ClaimFighter doesn't give legal advice — it gives you the tools to advocate for yourself. The letters it generates are the same type of correspondence an insurance attorney would send on your behalf — without the $300/hour fee.

Most insurance disputes are resolved at the appeal stage when the insured submits a properly documented letter citing the right regulations. Insurers take written appeals far more seriously than phone calls.

How It Works

1. Enter your Payhip license key to unlock the app

2. Select your dispute type

3. Answer questions about your situation — what was denied, what reason was given, your state

4. ClaimFighter generates your letter instantly

5. Download as PDF — ready to send

Your Data Stays Private

ClaimFighter runs in your browser. Your information is used only to generate your letter and is never stored or shared. No account required.

Feature Bullets

•       Health, medical, life, disability, and LTC disputes covered

•       State-specific insurance statutes cited automatically

•       ERISA appeal compliance for employer plans

•       No Surprises Act support for medical billing

•       Standard and Assertive letter versions

•       PDF download — ready to send

•       Submission checklist included

•       No account required

•       Your data never stored

•       $49 flat — no subscription