Canadian Budget Tracker (TFSA · RRSP · FHSA)

Most Notion budget templates are made for 401(k)s and IRAs. This one is made for Canadian money.

What's inside

- Budget vs actual: set a monthly budget for each category and see what's left, a progress bar and an on track / close / over status for the current month.

- Transactions: log income, expenses and savings transfers by account (chequing, credit card, TFSA, RRSP, FHSA and more). Includes a This Month view, a calendar and a cash-flow chart.

- Spending by category chart (sample data shown in the photos).

- TFSA, RRSP and FHSA room tracker: type in your room from CRA My Account and log contributions. It shows remaining room, warns you before you over-contribute, and estimates next year's room: TFSA withdrawals are added back on January 1, FHSA carry-forward is capped at $8,000, and RRSP contributions made in the first 60 days of the year are flagged.

- Bills: due dates, autopay and a due-in-7-days flag.

- Tax-receipt tags: medical, donation, child care, moving and business. Filter them at tax time.

- A start-here guide on the page, plus sample data you can keep as examples or delete.

Honest about the numbers

The template never guesses your personal limits; you type in your own room from CRA My Account. Reference figures as of September 30, 2026: TFSA $7,000 (2026); RRSP dollar limit $33,810 (2026) and $35,390 (2027); FHSA $8,000 a year and $40,000 lifetime. The 2027 TFSA limit hadn't been announced yet, so check canada.ca.

How you get it

This is a digital product. You get a PDF with the template's duplicate link. Open it, click the link, press Duplicate, and the template is copied into your own Notion workspace. No physical item is shipped. A free Notion account is required.

Good to know

- Works on Notion's free plan. One thing to know: Notion's free plan shows only one chart per workspace, so if you're on the free plan you'll see 1 of the 2 chart views. Everything else (tables, formulas, boards, calendar) works fully.

- Works in Notion on the web, desktop and mobile. Setting it up is easiest on a computer.

- Personal use licence. Please don't share or resell the link or the template.

- The screenshots in the photos are real, taken from the template with sample data.

For tracking and information only. Not financial, tax or investment advice. Not affiliated with, or endorsed by, Notion Labs or the Canada Revenue Agency.

Made by Loonie Ledger with the help of AI tools: the template, formulas and images were designed and built with AI assistance, then tested in Notion. The CRA figures were checked against canada.ca.