Dark Mode Car Loan Calculator Spreadsheet | Auto Loan Comparison | Amortization Schedule | Car Payment and Affordability

DARK MODE EDITION — the same template with an easy-on-the-eyes dark design, perfect for night owls and screens.

Know the real price of your car before you sign with this Car Loan Calculator: monthly payment, total interest, out-the-door price and the best of 3 loan offers.

WHAT'S INSIDE

• Start Here: price, sales tax, fees, down payment, trade-in, APR, term and take-home pay

• Dashboard: monthly payment, total interest, total cost and affordability check

• Compare Offers: dealer, bank and credit union side by side, the cheapest wins

• Payment Schedule: every payment, printable

• Help & FAQ: out-the-door price, long loans, rebate vs low APR

FEATURES

✔ Out-the-door price with tax and fees

✔ Trade-in and negative equity included

✔ Compare 3 loan offers

✔ Total interest paid

✔ Affordability check vs take-home pay

✔ Extra payment savings

✔ Printable payment schedule

HOW IT WORKS

1. Download the file and open it in Google Sheets or Excel (the PDF guide shows how).

2. Type the car price, taxes, fees, down payment and trade-in.

3. Enter your loan offers and compare. Green means it fits your budget.

YOU WILL RECEIVE

✔ 1 .xlsx template file (blank, ready to use)

✔ 1 DEMO file with sample data, so you can see how it works

✔ 1 PDF guide: how to open it in Google Sheets (free) or Excel

PLEASE NOTE

✔ Digital product. Nothing physical will be shipped.

✔ Works in Google Sheets (free Google account) and Microsoft Excel 2016 or newer / Microsoft 365.

✔ Not compatible with Apple Numbers.

✔ Due to the digital nature, no returns. Message us for any help!

✔ For personal or own-business use only (no resale or sharing of the file).

✔ Estimates for planning, not financial advice.

Light version also available in our shop.