The Honest Move

Digital book (PDF, 31 pages) — instant download. Read it on your phone, tablet or computer, or print it.

The honest numbers on retiring to the Philippines — no brochure, no fantasy. If you're doing the math on a move, this gives it to you straight: what it really costs, and whether your pension is genuinely enough.

Inside:

- The real monthly budget, in three honest tiers, so you can see where you actually stand

- Dumaguete vs. Cebu vs. Davao, side by side: costs, hospitals, pace, trade-offs

- The visa sequence, step by step, in plain order

- The healthcare truth: what doesn't follow you from home, the two layers that do, and a real budget by age

- The traps that have cost men their savings: the property mistake, the scams, the costs nobody mentions

Every figure is tagged with who to confirm it with. 30-day money-back guarantee — if it isn't useful, every dollar comes back.