Debt Snowball & Avalanche Payoff Planner | Excel + Google Sheets

See your debt-free date. List up to 10 debts, set your monthly budget and pick Snowball or Avalanche: every payoff date, the interest per debt and the interest saved vs paying minimums update automatically. Log your real balance on Progress to see you vs the plan.- 7 tabs: Start Here, Dashboard, Debts, Progress, Snowball, Avalanche, Minimums- 30-year monthly schedule, both methods side by side- Blank + sample file (sample: debt-free Feb 2029 on snowball, Jan 2029 avalanche; $6,257 interest saved vs minimums; avalanche saves $361)- Works in Excel 2016+, Google Sheets, LibreOffice. Estimates only, not financial advice.