Budget Spreadsheet 2026, Annual Budget Planner & Expense Tracker for Excel and Google Sheets, M

Take control of your money in 2026. This Budget Spreadsheet tracks your income, expenses and savings month by month and compares them to your budget — in Excel or Google Sheets.

WHAT'S INSIDE

• Setup: year, up to 25 expense categories with monthly budgets, and income sources

• Transactions: log every income and expense with category dropdowns

• Annual Overview: income, expenses, net savings and savings rate for all 12 months, plus an income vs expenses chart

• Budget vs Actual: pick any month and see planned vs spent per category; overspending turns red with progress bars

• Start Here tab with simple instructions

HOW IT WORKS

Type your budget once, log your transactions, and the sheet does the math.

YOU WILL RECEIVE

1 instant download: Annual_Budget_Planner.xlsx (Excel + Google Sheets via File > Import). Reusable every year — just change the year.

NOTES

• Digital product, nothing is shipped.

• Any currency works.

Created with the help of AI tools and reviewed by our team.