Monthly Budget Tracker Spreadsheet

Imagine opening one file and seeing exactly where your money went this month, without doing a single sum.

Budgeting on paper means adding up receipts and redoing totals every time something changes. It's tiring, and that's usually when budgets get abandoned.

The Monthly Budget Tracker does the maths for you. Set your income and category limits on the Monthly Plan tab, jot down each purchase in the Expense Log, and follow your savings goals and debt payoff on the Goals tab. Your Dashboard pulls it all together with your totals, a spending-by-category chart and budget progress bars that update as you type.

It even opens with example numbers already filled in, so you can see how it all works before you add your own.

Clear numbers, calmer money decisions, and a little happy dance when you hit your goals.

WHY YOU'LL LOVE IT

• See your whole month at a glance

• Watch the totals and charts update as you type

• Always know how much is left to spend

• Cheer on your savings and debt payoff side by side

• Log a purchase in seconds

• No app, no subscription, just your own file forever

WHAT MAKES IT SPECIAL

• 4-tab dashboard showing income, spending by category, budget progress, and savings goals at a glance

• Automatic calculations—set your budget once and watch categories, totals, and remaining balance update live

• Prefilled example data (rent, groceries, utilities, transport) so charts display immediately after download

• Track debt payoff progress separately from savings goals, both with running totals

• Works in Excel on any device—no app, no subscription, lifetime access to your file

TAKE A PEEK INSIDE

• Dashboard tab — Your Money This Month, Spending by Category, Where Your Money Goes, Budget Progress, Percent of Budget Used, How to Use This Dashboard

• Monthly Plan tab — Set Your Budget, Income, Income Sources, Expense Budget, Set Your Category Limits, Category Budgets

• Expense Log tab — Track Your Spending, Log Each Purchase, Daily Expenses

• Goals tab — Your Savings Goals, Track What You're Saving For, Savings Goals, Goals Progress, Debt Payoff, Track Debt Payoff

WHAT YOU GET

• Editable Excel workbook (.xlsx)

• Instant download after purchase

• For personal use

GETTING STARTED IS EASY

• Your download is ready the moment you check out: grab the .xlsx file from the receipt page or the email we send you.

• Tip: keep a fresh copy saved, so you can always start over.

• Start on the first tab and follow the little notes. Just type your own numbers into the input cells.

• Sit back while the totals, summaries and charts update for you. The formula cells are locked, so nothing breaks by accident.

QUESTIONS YOU MIGHT HAVE

Will anything arrive in the post?

Nope, it's a digital download, so there's no waiting. It's yours the moment you check out.

Why can't I type in some cells?

Those cells do the maths for you, so we've locked them to keep a stray keystroke from breaking a total. Just type in the input cells.

Can I share it with a friend?

It's just for you and your home. If a friend loves it, we'd be so happy if they picked up their own copy. Please don't share or resell the file.