Free Monthly Budget Template | Google Sheets & Excel | Beginner Budget Planner, Expense Tracker & Spending Dashboard

Budgeting doesn't have to be complicated — or expensive. This free Monthly Budget template gives you a clean, beginner-friendly way to see your whole month on one screen, and it updates itself as you go.

Works in both Google Sheets AND Excel, so you can budget on your laptop, phone, or tablet.

⟡ WHAT'S INCLUDED (FREE) ⟡

✦ Monthly Budget Dashboard — See your total income, total spent, and money left at a glance. Set what you plan to spend, watch the actual amounts fill in automatically, and any category you go over quietly highlights itself.

✦ Spending Tracker — Log every purchase in seconds with a simple dropdown. Each expense sorts into the right category and feeds your dashboard instantly. No formulas, no fuss.

⟡ WHY YOU'LL LOVE IT ⟡

✓ Fully automated — the math is done for you

✓ Works in Google Sheets and Excel

✓ Use any currency ($, €, £, ¥ and more)

✓ Comes pre-set with categories you can edit in seconds

✓ Beginner-friendly, clean, and aesthetic

✓ Reuse it every month — just duplicate the tab

⟡ HOW IT WORKS ⟡

1. Download, or open in Google Sheets and make a copy

2. Edit the categories to match your life

3. Log your first purchase — that's it 💸

⟡ WANT THE FULL SYSTEM? ⟡

Love the free version? The full Easy Monthly Budget template adds a Bill Calendar, Sinking Funds & Savings Goals with progress bars, and a Debt Snowball payoff tracker — everything wired together in one file. Grab it here → [PASTE YOUR $7 PRODUCT LINK]

⟡ PLEASE NOTE ⟡

⟡ Digital download — no physical product will be shipped.

⟡ For personal use only. Not for resale or redistribution.

Your future self will thank you 🤍