Small Business Budget Planner 2027 (Excel + Google Sheets)

A business budget you will actually keep up with. Plan 2027 month by month, then record what really happened (or paste your bank CSV and let keyword rules categorise it). The Dashboard shows whether you're ahead of plan, which categories are over budget, and how your goals are tracking.

What you get:

• Budget tab: 12 months x up to 30 income and expense categories you name yourself; annual totals and budgeted profit
• Actuals tab: type real income and expenses, or use BankImport: paste Date / Description / Amount from your bank CSV
• Dashboard: actual vs budget profit year to date, 'ahead / behind plan', % of expense budget used
• Month-by-month table and charts: profit and expenses, budget vs actual
• Category table: budget YTD, actual YTD, better / (worse) in green and red, % of year used
• Goals tab: target, current, progress bar, On track / Behind / Done by quarter
• Change the year on Settings and reuse it for 2028
• One .xlsx for Excel and Google Sheets; formulas locked (no password); currency-neutral

Included files:

• Small Business Budget Planner 2027.xlsx (blank)
• Small Business Budget Planner 2027 - SAMPLE.xlsx (bakery demo data, Jan-Jun filled)
• 'Start here' instructions tab

Works in: Microsoft Excel 2019, 2021, Microsoft 365 (Windows and Mac), Google Sheets (free), LibreOffice. One .xlsx file for both Excel and Google Sheets; no separate versions to mix up.

After purchase you get an instant download link by email (Payhip). This is a DIGITAL DOWNLOAD. Nothing physical will be shipped.

Refunds: because this is an instantly downloadable file, sales are final, but if the file doesn't open or a formula misbehaves, email me and I will fix it or refund you.

Designed, built and tested by me. I used AI tools to help write formulas and copy; every formula was recalculated and checked against hand calculations before listing.

This is a planning and record-keeping tool, not legal, tax or accounting advice.