Hail Damage Insurance Claim Packet: Checklist, Letters & Tracker

A hail or wind storm just hit and now you have a roof, gutters and maybe a leak to deal with, plus an insurance claim. This packet keeps the whole claim in one place so you document the damage properly, know what to ask the adjuster, and don't leave money on the table.

What's inside (PDF + editable Word + Excel):

• Claim roadmap: what to do from storm day to final payment, plus plain-English terms (RCV, ACV, recoverable depreciation, supplements, percent deductibles)

• Safety & first 48 hours checklist

• Storm record & photo / video guide

• Exterior damage checklist (roof, gutters, siding, windows, AC unit, fence, deck and more)

• Interior damage & temporary repairs log

• Notice of claim letter

• Claim info sheet & adjuster meeting notes

• Contractor estimate comparison + storm-chaser red flags

• Supplement / reinspection request letter

• Recoverable depreciation request letter

• Timeline & expense log

• Excel tracker: deductible, expected payments, depreciation, supplements, repair deadline countdown and a damage list compared to the insurer's estimate

Not legal or insurance advice. Your policy and state law control.