# Compound Interest & Investment Growth Planner!

**Watch Your Money Grow. Reach Your Goals Sooner.**

A complete compound growth planning system in one spreadsheet. See exactly how your investment grows month by month, step up your contributions each year, track the milestones you're aiming for, and compare two investment scenarios side by side. Just enter your deposit, contribution, rate and term, and everything else updates automatically.

**What's Inside**

- 📊 **Full Growth Schedule** — every month for up to 40 years, with beginning balance, contribution, interest earned, ending balance, and cumulative contributions and interest broken out

- 💰 **Contribution Step-Up Modeller** — add an annual contribution increase and instantly see how saving a little more each year changes your final balance and total interest

- ⚖️ **Scenario Comparison Tool** — model two full scenarios side by side (e.g. 7.5% monthly vs 6.5% quarterly, or 20 years vs 25 years), each with its own compounding frequency and annual increase, with final balance and interest differences calculated automatically

- 🎯 **Milestone Tracker** — set up to six savings targets and see the month, date and years it takes to reach each one

- ⏱️ **Rule of 72 and APY** — see your effective annual yield and roughly how many years it takes your money to double

- 📈 **Visual Charts** — contributions vs interest by year, balance growth over time, lifetime balance composition, final-year split, and comparison charts for your two scenarios

- ✅ **Built-in Guide & Dashboard** — a Guide sheet to get you started, a Preview sheet with sample data, and a Dashboard summarizing your key numbers at a glance

**Why You'll Like It**

Everything recalculates instantly. Change your rate, term, compounding frequency or contribution and every schedule, result and chart updates automatically, with no manual work required.

**What's Included**

- Instant .xlsx download

- Compatible with Microsoft Excel 2016+ and Google Sheets

- No macros, plugins, or add-ons needed

- Lifetime access and all future updates

- Clean, color-coded inputs so you always know what to edit

- Works with any currency, with no symbol hard-coded

**Who It's For**

Anyone who invests or saves, or is about to start. Whether you're planning for retirement, building a house deposit, weighing up two investment options, or just want to see what starting earlier or adding a little more each month is really worth, this gives you the real numbers instead of guesswork.

**one-time payment, lifetime access & updates**