Retiring From the Classroom

A teacher's coverage roadmap for retirement

For decades, two federal rules, the WEP and GPO, cut or erased the Social Security benefits many teachers and their spouses had earned. The Social Security Fairness Act, signed in January 2025, repealed both. That changes the retirement math for a lot of educators.

At the same time, the health, life, and disability coverage that came with your contract doesn't simply continue once you retire. This guide walks you through what changes and what you'll need to decide.

Inside you'll find

✔ What the WEP/GPO repeal means for you, and for spousal and survivor benefits

✔ A timeline covering the years before retirement, your final year, and life after your last contract

✔ Retiree health coverage (like TRS-Care) and how it works with Medicare

✔ What happens to your district life insurance, and the short window to act on it

✔ A printable "Don't Forget" checklist, a quick decision guide, and answers to the questions teachers ask most

Written by a former teacher: I spent 14 years in the classroom before becoming a licensed insurance agent. I've sat where you're sitting.

The details: 8-page printable PDF, instant download.