12-Month Cash Flow Forecast in Excel (UK Small Businesses – 2025/26)

tay in control of your business finances with this ready-to-use Cash Flow Forecast Excel Template. Designed for UK small business owners, freelancers, and entrepreneurs, this tool helps you plan ahead, track inflows and outflows, and avoid cash shortfalls.

✅ Pre-built 12-month forecast (Jan–Dec)

✅ Easy-to-use formulas (no advanced Excel skills needed)

✅ Automatically calculates Net Movement & Closing Balances

✅ Clear layout with Opening Balance, Cash In, Cash Out, and chart visualisation

✅ Perfect for financial planning, funding applications, and business growth

How it works:

1. Enter your Opening Balance.
2. Add expected Cash Inflows (sales, grants, loans).
3. Add Cash Outflows (expenses, wages, rent, subscriptions).
4. Watch Excel calculate your monthly net position and Closing Balances.
5. Use the included chart to spot trends and make smarter decisions.

💡 Ideal for:

• UK entrepreneurs & start-ups
• Freelancers & self-employed
• Small business owners needing financial clarity
• Anyone preparing for funding, bank loans, or investor reports

📌 Instant download after purchase – start planning today!