2027 Paycheck Budget Planner

Tell every paycheck where to go before it hits your account.

The Paycheck Budget Planner helps you plan each paycheck, see your bills for the whole year, and check in at the end of every month. Use the printable pages, the Excel workbook, or both. Part of the Sunmeli 2027 Money Planners collection.

WHAT'S INSIDE

• Paycheck plan: split each paycheck between bills, spending, and savings
• Annual bills list: every yearly and monthly bill in one place
• Spending log: track what you actually spend
• Monthly check-in: see what worked and what to change
• Instructions page

EXCEL WORKBOOK

• Plans up to four paychecks a month (great for weekly or biweekly pay)
• Spending categories you can rename
• Plan vs. Actual: see how your spending compared to your plan

DETAILS

• 5 printable pages (PDF) + 1 Excel workbook (.xlsx)
• US Letter size, also prints on A4
• Low-ink design to save on printing

WHAT YOU'LL DOWNLOAD

Paycheck-Budget-Planner.zip, which unzips to a folder named Paycheck-Budget-Planner containing:

• Paycheck-Budget-Planner.xlsx (the Excel workbook)
• Paycheck-Budget-Planner-Printable.pdf (the 5-page printable)

WHICH APP TO USE

• Designed for Microsoft Excel and tested in Excel for the web.
• Also tested in Google Sheets, both opened directly and converted to Google Sheets format. The calculations, dropdowns, and warnings work there, but Google Sheets doesn't lock the formula cells, so type only in the shaded cells.
• Not yet tested in desktop Excel (Windows or Mac) or Apple Numbers.

HOW IT WORKS

This is a digital download. No physical item will be shipped. Your download is one ZIP file, available right after checkout on your download page and through the link in your email receipt. Unzip it to get the Excel workbook and the printable PDF.

To unzip: on Windows, right-click the file and choose Extract All. On a Mac, double-click the file.

HOW THIS WAS MADE

Sunmeli created this planner with AI assistance. Its pages, formulas, and instructions underwent review, revisions, and testing before release. The spreadsheet was tested in Excel for the web and Google Sheets.

For personal use only. Please don't share or resell the files.

Questions? Use the Contact page on this store, or email the address shown in your receipt, and I'll help.

Want the full set? The Sunmeli 2027 Money Planner Bundle includes this planner, the Debt Freedom Tracker, and the 2027 Savings Challenge for less.