Financial Light Starter

Money problems shrink in the light and grow in the dark.

If checking your bank balance makes your stomach tighten — this is for you. The Financial Light Starter Kit is a 13-page guided workbook that brings your money out of the dark in 5 minutes a day.

Inside you'll find:

• The Financial Light Principle — why avoidance is the real enemy, not the numbers
• The Decision Filter — 4 questions that stop regretful purchases before they happen
• The Fragmentation Check — every account, debt, and leak gathered onto one calm page
• Your Financial Light Score — a 12-question self-assessment you'll retake in 30 days to see your growth
• The 30-Day Commitment page — your signed promise to yourself

No spreadsheets. No shame. No finance degree needed. Just you, a pen, and the light.

Created by Ruth Maina — behavioural financial therapist, CPA (Kenya & Canada), and founder of Financial Light. She rebuilt her financial life across two continents and built the tool she wished she'd had.

Instant PDF download. Print it or use it on any device. Begin tonight.