The US Medical Bill Fix-It Playbook

You're not the first person to feel their stomach drop when they open their medical bill; in fact, that's fairly common.

Survey research has found that 41% of US Adults currently carry some form of medical or dental debt and close to a quarter of adults say they have medical bills that are past due or that they are simply unable to pay.

However, fewer than half of people who experienced a billing problem or a coverage denial ever formally challenged it. Of the people who did not push back, more than half said it was simply because they did not know they had the right to. And among people who did dispute their bill, the outcomes were good. A majority of Medicare and Medicaid beneficiaries who disputed a bill got it reduced or eliminated.

But hey, everyone needs some help, support or guidance. Remember - a medical bill is a claim, not a verdict and you have the right to check if it looks wrong.

This e-book was written to help people who are staring at a medical bill they do not understand, cannot afford or believe is wrong with useful background information and 15 different ready-to-edit and send letters that might just help you out.

The e-book provides all of the information required, but there is also a separate Word document containing all of the editable letters to allow you to 'copy and paste' to move from "I don't know where to start" to "I sent something today".

Disclaimer: The book provides well researched general information and editable templates and it is not legal, financial, medical or tax advice. There are no guarantees that you will save money, but these template letters may well help you to reduce a medical bill.