2027 Annual Budget Planner – Full-Year Monthly Budget Spreadsheet (Excel & Google Sheets)

Plan all of 2027 before it starts — then track what really happens, month by month.

• 2027 Plan tab: 22 categories (Income / Fixed / Variable / Savings & Debt), a planned amount for every month, so seasonal months — holidays, annual insurance, school — get their own numbers
• 2027 Actuals tab: same layout for what really happened; fill it in a 5-minute month-end close
• Dashboard: annual planned vs actual income and spending, planned and actual net for every month, every category's difference (actual − planned), and total saved & extra debt paid, with charts
• Annual savings target on Start Here, sample data pre-filled so you can see the whole year at a glance, then type over the yellow cells
• Any currency • Excel, Google Sheets, Numbers, LibreOffice • step-by-step setup guide included

Instant digital download. No physical item. Personal use only. Not financial advice.