This Excel spreadsheet contains calculations from the book Excel for Budgeting by M.L. Humphrey. In that book there are step-by-step instructions on how to create the information you see in each tab in this worksheet as well as a discussion of what each item is for. This document is being made available for those who want access to the calculations covered in that book but don't want to have to recreate the tables or calculations themselves.
As you work through the document you will need to input your own information and customize the document for your needs including potentially editing formulas to cover a new range of cells.
The file was created using Excel 2013 and is saved as a .xls file format.