SBA READY: The Complete Application & Documentation Kit

Most SBA loans aren't declined because the business is weak. They're declined because the application is incomplete: a missing signature page, a messy debt schedule, or a business plan that doesn't answer what the underwriter is really asking.

SBA Ready walks you step by step through preparing an SBA loan application before you submit it, so you go in organized, confident, and ready for the questions lenders ask.

What's inside:

How SBA financing works and which program fits your situation

A 9-step process, from checking eligibility through closing and funding

What underwriters look for and how to prepare your financial package

How to build a business plan that answers the lender's real questions

What to do if you're declined

Real-world case studies, a glossary of SBA terms, and answers to common questions

Preferred lender vs. broker: how to choose the way you submit

Tools included: a pre-application checklist, an application file organizer, a document collection tracker, a DSCR worksheet, annotated sample documents, and email templates you can use as-is.

Bonus guide: a list of SBA and other lenders, including a nationwide business lender that considers credit scores as low as 575.

Written by Lynette Tigue, Founder & Chief Funding Strategist of Hand Picked LLC, who has spent years on the funding side of the table helping business owners get application-ready.

Instant PDF download. For educational purposes only; not legal, tax, or financial advice. Approval is never guaranteed.