UK Christmas Budget & Gift Planner 2026 | Budget Spreadsheet, Gift List & Savings Countdown | Excel, Google Sheets + A4 Printable

Plan Christmas 2026 in pounds without the January dread. Set one budget, give everyone a gift budget, plan the food shop, and see exactly how much to put aside each week or payday. Excel, Google Sheets and a 13-page printable A4 planner.

Christmas costs creep up: an extra present here, the big food shop, panto tickets, wrapping paper, petrol to Gran's. This planner puts all of it in one place, so you can see what you've planned, what you've actually spent and what's left before you get to the till. Made for UK households, in £, with UK shops and Christmas 2026 dates built in.

WHAT'S INSIDE THE SPREADSHEET (10 TABS)

- Dashboard: overall Christmas budget vs planned vs spent across 10 categories, with a chart and a countdown of key dates.

- Savings Countdown: days and weeks to Christmas, paydays left, and how much to put aside per week, per payday or per day.

- People: everyone you buy for with a budget each; planned, spent and left per person.

- Gift List: one row per gift with idea, shop, estimated and actual price, and Bought / Wrapped / Given status.

- Food & Dinner: the Christmas food shop by meal against a food budget.

- Other Costs: decorations, travel, events, cards and wrap, jumpers, hosting, tips.

- Cards: your card list, stamps needed (1st class £1.80, 2nd class 91p) and Royal Mail last posting dates for 2026.

- Deal Tracker: Black Friday (27 Nov 2026), Cyber Monday (30 Nov), Boxing Day and January sales.

- Review: did we stay on budget? Plus what to save each month from January for next year.

- Setup: budget, paydays, stamp prices, key dates and editable drop-down lists.

THE 13-PAGE A4 PRINTABLE: Christmas at a glance · savings countdown tracker · 2-page gift planner · food & Christmas dinner shopping list · Christmas Day timings & guest list · other costs · card list (48 names) · deal tracker · 6-week countdown checklist · January review.

WHAT'S INCLUDED: 1) UK_Christmas_Budget_Gift_Planner_2026.xlsx (blank spreadsheet); 2) UK_Christmas_Budget_Gift_Planner_2026_EXAMPLE.xlsx (made-up sample data for a fictional household); 3) UK_Christmas_Budget_Gift_Planner_2026_Printable.pdf (13-page A4 printable).

Works with Google Sheets (free, and on your phone in the shop) and Microsoft Excel 2010+, Excel for Mac and Excel for the web. No macros. Reuse it next year. Instant digital download. Nothing is posted.

PLEASE READ BEFORE BUYING: This is a planning tool, not financial advice. Posting dates are Royal Mail's published Christmas 2026 dates for UK addresses and can change; stamp prices are from 7 April 2026. Both are editable. Google Sheets drops Excel's sheet protection, so take care not to type over the white formula cells.