The Australian Retirement Library (Complete Set)

The complete 6-guide Australian Retirement Library — everything Craig Millar covered in 38 years of helping retirees navigate the Age Pension, super, aged care, and estate planning. In plain English, with real calculations and figures verified for 2026/27.

What's included:

Guide 1 — The Age Pension Playbook. The full assets test, income test, deeming rules, and 10 worked scenarios. How to calculate exactly what you'll receive.

Guide 2 — Your Home & Aged Care. How Centrelink treats your family home, what happens when you sell, the two-year aged care exemption most families miss, and the downsizing trap.

Guide 3 — When Your Partner Dies. The assets test cliff from couple to single thresholds, the 14-week bereavement payment, reversionary pensions, and the 90-day bereavement checklist.

Guide 4 — Helping Your Family Without Losing Your Pension. Centrelink's gifting rules, the $10,000/$30,000 limits, the five-year deprivation rule, and Special Disability Trusts.

Guide 5 — Super Death Tax & Your Estate. The 17% tax on super paid to adult children, binding death benefit nominations, the recontribution strategy, and testamentary trusts. Exclusive — not sold separately.

Guide 6 — When You Die: The Paperwork Your Family Needs. Every form, every institution, every deadline — from death certificate to final tax return. The complete 90-day estate administration checklist. Exclusive — not sold separately.

All figures verified against Services Australia, ATO, and relevant government sources for the 2026/27 financial year.