What should I do when a debt collector contacts me?

Find out what you should do when a debt collector contacts you...

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The Fair Debt Collection Practices Act (FDCPA) is the main federal law that governs debt collection practices. The FDCPA prohibits debt collection companies from using abusive, unfair, or deceptive practices to collect debts from you.

The FDCPA covers the collection of:
Mortgages
Credit cards
Medical debts
Other debts are mainly for personal, family, or household purposes.

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