How To Beat Debt Collectors

The contents of this book are for educational and instructive purposes only; readers are always encouraged to seek the advice of legal counsel in their geographical area. The debt collection industry in America has taken a turn for the worse. Gone are the days when consumers and collectors could talk and work out reasonable settlements, based on professionalism and accepted business practices. Today’s debt collector is viewed as an uneducated, job-hopping, drug induced moron who is under incredible pressure to hit a quota or face job loss. Owners are flush with large hordes of cash, so paying off lawsuits has become just another cost of doing business. Washington, DC and your state capital is not concerned about this problem and the FTC and your state attorney’s general are too overwhelmed to make a dent in the problem.